Modern advancements in plastic surgery have allowed many great things to come to the consumer. What was once a risky operation has been smoothed out, and natural appearance to results is much more common. However, the monetary cost associated with such operations is still prohibitive for many men and women today. If your heart is set on a certain procedure but money is the one stumbling block in the process, here are a few suggestions on how that dream can become a reality.
If you cannot afford to pay off the procedure in full, you should start saving money. When you get paid each week or every two weeks, you should put a portion of the money into a bank account or CD. If you work on it for one year or a few years, you will have enough money for the procedure you want to get done. If you save half the money you need for the procedure, you can always charge the rest onto a credit card.
Charge The Procedure
You can pay for the plastic surgery procedure with a credit card. Related Coverage
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Apply For Financing
If you do not like the idea of charging the procedure on a credit card, you should apply for financing. You can apply for financing online with a bank, credit union, or financial institution. If you finance the procedure, you will have an easier time paying it off and your monthly payments will be lower. You will need decent credit in order to get approved for a personal loan. However, you can apply with a co-signer if your credit is poor.
Apply For CareCredit
You can finance the procedure with CareCredit. CareCredit offers a credit card with no up-front costs, monthly payment options, and no prepayment penalties or annual fees. CareCredit works like a credit card but it was designed for health care services.
Bear in mind that some plastic surgeons offer in-house financing. In-house financing is often free of interest, so it is an excellent option for you. You may qualify if your credit is poor, so find a doctor that offers in-house financing.
Some plastic surgeons offer layaway plans. With a layaway plan, you will be required to make payments to the doctor. Your payments will go towards the plastic surgery procedure. When the procedure is paid off in full, you can make an appointment to have the surgery done.
Get A Second Job
If you are concerned about the plastic surgery costs, you may want to consider applying for a second job. If you work long hours, you will have an easier time paying off the procedure. You will be making more money, and you can use it to pay off your plastic surgery bills. Good luck!